Our Latest Insights

Is Your 401(k) Top-Heavy?

Posted by Phil Scott on June 25, 2015

With the availability of Defined-Benefit Pension plans continuing to diminish as benefit offerings and the future of Social Security uncertain, 401(k) plans have evolved into a very popular benefit for employees to use for retirement savings. In addition, company owners and administrators have used 401(k) plans as strategic planning tools to aid in recruiting and retaining key employees. 

While 401(k) plans offer advantages to employees and plan sponsors, they must also comply with several annual IRS testing requirements. One of those annual testing requirements is a Top-Heavy test.

Read More

Topics: Retirement Savings Plans

Use Some Sense: 5 Tips to NOT 'Stink Up' an Interview

Posted by John LaMotta on June 18, 2015

BIG interview on the horizon?

Have you ever thought about how our senses; sight, smell, hearing, taste, and touch, help to determine our decisions? By definition, our senses are how our brains perceive the world around us. Are you aware of what you are unintentionally communicating to an interviewers’ 5 senses?

5 Tips for Positive Communication in an Interview:

1. Do they like what they see?

You are your own brand. Marketing your brand starts with your visual appearance and the body language you convey during the interview.  The visual cues you project are continuously being processed (consciously / unconsciously) by the interviewer. You have a captured audience, plan ahead to make a great 1st impression of your brand! How? Smile, dress appropriately, be well groomed, make eye contact and project a positive and collaborative attitude.

Read More

Topics: Recruiting and Staffing

Plan Sponsors Ask...

Posted by Phil Scott on June 11, 2015

Q:  Are predictions about the retirement prospects of Americans as dire as the headlines would make them seem?

A: At least one industry expert, Nevin Adams, co-director of the EBRI’s Center for Research on Retirement Income, thinks not. Adams says these gloomy predictions likely overstate the situation. He cites estimates of retirement savings shortfalls from the Center for Retirement Research at Boston College and other authoritative sources. These and other researchers estimate a total shortfall of at least $6 trillion for those in the 55-to-64 age group.

Read More

Topics: Retirement Savings Plans

To Process Payroll In-House or Not, That is The Question

Posted by Greg Debbe on June 4, 2015

Depending the size, expertise and focus of your company, your management team will need to weigh the pros and cons of In-House vs. Outsourced Payroll to determine the best route for your organization.

Read More

Topics: Human Resources

Spring-Clean Your Finances: 10 Tips to Boost Savings

Posted by Phil Scott on May 28, 2015

Find items in your budget that you may be able to live without. Here are 10 quick and easy ideas for generating an extra $250 a month that could be redirected to your 401(k) or other retirement account.

Necessity … or Luxury?


Read More

Topics: Retirement Savings Plans

Join the conversation:

Search All Blog Posts

Subscribe for Updates

Follow Us